These Terms and Conditions govern your access to and use of the ph78k platform, including all games, promotions, payment services, and account features. Please read them carefully before registering or placing any wagers on ph78k.
A summary of the most important points in the ph78k Terms & Conditions. The full legal text follows below.
You must be at least 21 years of age to register and use ph78k. This is a legal requirement under Philippine law. ph78k reserves the right to request proof of age at any time and to suspend accounts where the age requirement cannot be verified.
Each player is permitted to hold only one ph78k account. Duplicate accounts are strictly prohibited and will result in the suspension of all associated accounts and the forfeiture of any balances held therein, including bonus funds.
All bonuses and promotions offered by ph78k are subject to specific wagering requirements and terms. Bonus funds cannot be withdrawn until the applicable wagering requirements have been met. ph78k reserves the right to modify or withdraw promotions at any time.
You are solely responsible for maintaining the confidentiality of your ph78k login credentials. ph78k will not be liable for any losses resulting from unauthorized access to your account caused by your failure to keep your credentials secure.
Withdrawals are subject to identity verification (KYC) in accordance with PAGCOR anti-money laundering guidelines. ph78k reserves the right to request supporting documents before processing any withdrawal request above applicable thresholds.
ph78k is committed to responsible gaming. Players may set deposit limits, request cooling-off periods, or apply for self-exclusion at any time. ph78k operates in alignment with PAGCOR responsible gaming guidelines. Visit our Responsible Gaming page for full details.
Important Notice: These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and ph78k ("ph78k," "we," "us," "our"). By accessing, registering on, or using the ph78k platform in any capacity, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must not use the ph78k platform.
For the purposes of these Terms and Conditions, the following definitions apply:
By creating an Account on ph78k, accessing the Platform, or placing any wager, you unconditionally accept these Terms and Conditions, together with the ph78k Privacy Policy and any game-specific rules published on the Platform. These documents are incorporated by reference and form part of the agreement between you and ph78k.
ph78k reserves the right to amend these Terms at any time. Continued use of the Platform following the publication of amended Terms constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically. The effective date at the top of this page indicates when the current version was last updated.
You must be at least 21 years of age to register and use the ph78k Platform. This requirement is consistent with Philippine law governing participation in casino-style gaming activities. By registering, you represent and warrant that you meet this age requirement.
Age Verification: ph78k reserves the right to request proof of age at any time. If a Player cannot satisfactorily verify that they are 21 years of age or older, ph78k will suspend the Account and may forfeit any balances held therein. Underage gambling is illegal and strictly prohibited on the ph78k Platform.
The ph78k Platform is intended for use by residents of the Philippines. It is your responsibility to ensure that accessing and using the ph78k Platform is lawful in your jurisdiction. ph78k makes no representation that the Platform is appropriate or available for use in locations outside the Philippines.
The following persons are not eligible to register or use the ph78k Platform:
Each individual is permitted to hold only one Account on the ph78k Platform. The creation of multiple Accounts by a single individual is strictly prohibited. ph78k reserves the right to close all duplicate Accounts and to forfeit any balances, including winnings, associated with such Accounts.
You agree to provide accurate, current, and complete information during the registration process and to update such information promptly if it changes. ph78k reserves the right to suspend or close any Account where the information provided is found to be false, misleading, or incomplete.
ph78k may require you to complete identity verification (KYC) at any stage of your use of the Platform, including at registration, before processing a withdrawal, or following a change in account details. Accepted identification documents include Philippine passport, driver's license, SSS ID, UMID, and other government-issued photo identification.
You are solely responsible for maintaining the confidentiality of your ph78k login credentials, including your username, password, and any one-time passwords (OTPs) associated with your Account. You agree to:
ph78k will not be liable for any losses or damages arising from unauthorized access to your Account resulting from your failure to maintain the security of your credentials. ph78k will never ask for your password via live chat, SMS, or email.
ph78k accepts deposits via GCash, PayMaya, BPI, BDO, and Metrobank. All deposits are processed in Philippine Peso (PHP). The minimum deposit amount is ₱100.
You are responsible for ensuring that funds deposited into your ph78k Account originate from a payment method registered in your own name. ph78k reserves the right to request evidence of ownership of any payment method used. Deposits made using third-party payment methods may be reversed and the Account suspended pending investigation.
ph78k does not charge fees on deposits. However, your payment provider may apply its own transaction fees. ph78k is not responsible for any fees charged by third-party payment providers.
ph78k targets a processing time of 5 minutes for GCash withdrawals. Withdrawals to bank accounts (BPI, BDO, Metrobank) are typically processed within one business day. These timelines are targets and not guarantees; processing times may be extended during periods of high volume or where additional verification is required.
The following conditions apply to all withdrawal requests:
Minimum and maximum withdrawal limits apply and are published on the ph78k Platform. ph78k reserves the right to modify these limits at any time with reasonable notice to Players.
All bonuses, free spins, cashback offers, and other promotions offered by ph78k are subject to specific terms and conditions published alongside each promotion. In the event of any conflict between a promotion's specific terms and these general Terms, the promotion-specific terms shall prevail.
Unless otherwise stated in the promotion-specific terms, bonus funds are subject to a wagering requirement before they may be withdrawn. The applicable wagering requirement will be stated clearly in the promotion terms. Wagering requirements must be met within the validity period specified for each promotion.
ph78k reserves the right to void bonuses and any associated winnings, and to suspend or close Accounts, where it determines that a Player has engaged in bonus abuse. Bonus abuse includes, but is not limited to: creating multiple Accounts to claim bonuses more than once, using automated software to exploit promotions, and placing low-risk bets designed to satisfy wagering requirements without genuine gameplay intent.
Note: ph78k reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Players are encouraged to review the current terms of any promotion before participating.
All games available on the ph78k Platform are governed by individual game rules published within each game interface. By participating in any game, you agree to be bound by the applicable game rules. In the event of a discrepancy between the game display and the game server records, the server records shall be the definitive source of truth.
ph78k uses certified Random Number Generator (RNG) technology to ensure fair and unpredictable game outcomes. Game Return to Player (RTP) percentages are published in the game information sections of the Platform. ph78k does not manipulate game outcomes in any way.
Malfunction of any game voids all pays and plays. ph78k will not be liable for any losses arising from a game malfunction. In the event of a game malfunction, ph78k will endeavor to restore the game to its last valid state and will communicate with affected Players through the support team.
The following conduct is strictly prohibited on the ph78k Platform. Violation of any of these prohibitions may result in immediate Account suspension, forfeiture of balances, and referral to relevant authorities:
All content on the ph78k Platform, including but not limited to text, graphics, logos, game assets, software, and user interface elements, is the property of ph78k or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes only.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the ph78k Platform without the prior written consent of ph78k.
To the maximum extent permitted by applicable law, ph78k shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of profits, loss of data, or loss of goodwill.
ph78k's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your Account in the thirty (30) days preceding the event giving rise to the claim.
ph78k does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. ph78k will use reasonable efforts to maintain Platform availability but does not guarantee continuous, uninterrupted access.
ph78k is committed to promoting responsible gaming and player wellbeing. The Platform provides the following responsible gaming tools, available to all registered Players at no cost:
ph78k operates in alignment with PAGCOR responsible gaming guidelines. If you believe you may have a gambling problem, we strongly encourage you to visit our Responsible Gaming page for resources and support. Real-money gaming on ph78k is for adults 21 years and older only.
ph78k reserves the right to suspend, restrict, or permanently close any Account at its sole discretion, including where:
Upon closure of an Account for reasons other than a breach of these Terms, any verified Real Money Balance will be returned to the Player via their registered payment method, subject to applicable verification requirements. Bonus balances and bonus-derived winnings are not returnable upon Account closure.
ph78k reserves the right to amend these Terms and Conditions at any time. Where changes are material, ph78k will provide reasonable notice to registered Players via email or an in-Platform notification. The amended Terms will be published on this page with an updated effective date. Your continued use of the Platform following the publication of amended Terms constitutes your acceptance of the changes.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Philippines.
Before initiating any formal legal proceedings, you agree to contact ph78k's support team to attempt to resolve the dispute informally. ph78k will endeavor to respond to all formal complaints within five (5) business days.
If you have any questions about these Terms and Conditions, or wish to raise a formal complaint, please contact the ph78k support team:
ph78k's support team includes Filipino-speaking agents available around the clock to assist Players across Manila, Cebu, Davao, Quezon City, Makati, and all other regions of the Philippines.
Now that you know the rules, join thousands of Filipino players enjoying 1,200+ games, instant GCash payouts, and 24/7 Filipino support. 21+ only. Play responsibly.